Rankings

The 15 Most Expensive Cities in the US: 2026 Rankings

From Manhattan to Honolulu, explore the 15 priciest US cities. See why housing, groceries, and taxes push living costs well above the national average in 2026.

Cost of Living USA TeamNovember 5, 20249 min read

America's most expensive cities offer world-class amenities, career opportunities, and cultural experiences — but at a significant premium. Here's what it costs to live in the nation's priciest metros.

1. New York City, NY

Manhattan remains the most expensive place to live in the US, with one-bedroom apartments averaging $3,500+ per month. The overall cost of living is 87% above the national average.

2. San Francisco, CA

The tech capital commands median rents of $3,200 for a one-bedroom. A six-figure salary is often considered middle class in SF, where the median home price exceeds $1.3 million.

3. Honolulu, HI

Island living comes at a premium. Nearly everything must be imported, driving grocery costs 50% above the mainland average. Median home prices top $900,000.

4. San Jose, CA

Silicon Valley's heart has some of the highest salaries in the nation, but they're needed: median home prices exceed $1.4 million.

5. Washington, DC

The nation's capital combines high housing costs with expensive dining and entertainment. However, high median incomes help offset the premium.

Is It Worth It?

Living in an expensive city often comes with higher salaries, better career opportunities, and access to world-class amenities. The key is understanding the trade-offs and planning your budget accordingly.

Try Our Cost of Living Calculator

Compare your expenses across cities and find the best place for your budget.