Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By accessing and using Cost of Living USA (https://costoflivingusa.com), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website. These terms apply to all users, including browsers, visitors, and contributors.

2. Description of Service

Cost of Living USAis an independent information platform providing free cost of living data, city-to-city comparison tools, and educational content for the United States. Data is aggregated from publicly available government sources including the Bureau of Labor Statistics (BLS), the U.S. Census Bureau, and the Bureau of Economic Analysis (BEA). All tools are provided "as is" for informational and educational purposes only.

3. Not Professional Advice

The data, rankings, comparisons, and content provided by Cost of Living USA do not constitute financial advice, legal advice, real estate advice, or any other professional advice. Cost of living figures are estimates based on publicly available data and may not reflect your individual circumstances. You should not rely solely on the information provided on this website when making financial or relocation decisions. We recommend consulting with qualified professionals for personalized advice.

4. Privacy and Data Protection

We use Plausible Analytics, a privacy-friendly service that uses no cookies, stores no personal data, and is fully compliant with GDPR and CCPA. URL parameters exist only in your browser and are not stored server-side. See our full Privacy Policy for details.

5. Cookies and Local Storage

This website uses no tracking cookies. No advertising, profiling, or third-party cookies are placed. User preferences (such as dark/light mode) are stored in the browser's localStorage, which is not a cookie and is never transmitted to our servers. Since no tracking cookies are used, a cookie consent banner is not legally required.

6. Data Accuracy

While we strive to provide accurate and up-to-date information sourced from federal statistical agencies, we make no warranties or representations about the completeness, accuracy, or reliability of any data presented on this website. Cost of living data can change rapidly, and actual costs may vary from the estimates shown. Regional price parities, consumer price indices, and housing costs are subject to frequent revision by their source agencies. You are responsible for verifying any data before making decisions.

7. Use of Service

You agree to:

• Use the service only for lawful purposes
• Not attempt to reverse-engineer, scrape, or systematically access the service without permission
• Not misrepresent comparison results as professional advice
• Not use the service in any way that could damage or impair it
• Not use automated systems to extract data from the website without express permission
• Not impersonate any person or entity
• Not upload or transmit viruses or malicious code

8. Intellectual Property

All content on this website, including text, data compilations, graphics, logos, page layouts, calculation algorithms, and software, is the property of Mottalib Radif and is protected by copyright and other intellectual property laws. You may use the website for personal, non-commercial purposes but may not reproduce, distribute, or create derivative works without prior written permission. Brief quotations for informational purposes are permitted provided the source is credited.

9. GDPR Rights (EU Users)

Under the GDPR, EU users have the right to access, rectify, erase, restrict processing, data portability, object to processing, and withdraw consent at any time. Since no personal data is collected through our tools, these rights are satisfied by default. You have the right to lodge a complaint with your national data protection authority. For enquiries, contact us at contact@costoflivingusa.com.

10. CCPA Rights (California Residents)

Under the CCPA, California residents have the right to know what personal information is collected, request deletion, opt out of the sale of personal information, and not be discriminated against. Since we do not collect personal information through our website tools and do not sell personal data, these rights are exercised by default.

11. Limitation of Liability

Cost of Living USAshall not be liable for any damages arising from the use or inability to use our service, including but not limited to direct, indirect, incidental, punitive, or consequential damages. This includes any losses resulting from reliance on cost of living data or comparison results. The website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

The publisher is not responsible for data loss, service interruptions, or damages to user equipment resulting from the use of the website.

12. External Links

This website may contain links to external websites, including BLS.gov, Census.gov, HUD.gov, and other government reference sources. The publisher has no control over the content of these sites and disclaims all responsibility for their content, privacy practices, or availability.

13. Governing Law

These terms are governed by and construed in accordance with the laws of the United States. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of the United States. The potential invalidity of any clause shall not affect the remaining provisions.

14. Changes and Contact

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the revised terms. For questions, contact us at: contact@costoflivingusa.com.